HibiscusTheory

Fintech · commerce · experience
One team · end to end

Thesis

Only in motion

A flat mockup cannot tell you whether a trading screen feels fast, or whether opening a card pack feels fair. Those answers only exist in something you can actually use. So that is what we build first.

Real-time · Product · Design

Selected work

Pinjam Labs. DeFi, 2022. Lending market on Kava, where deposits earn while they sit idle, routed into established yield vaults.
Rayven. Platform, 2024. Operations platform joining IT, OT and IoT, with over 1,200 connectors, live data, automations and AI agents.
Loop Logics. SaaS, 2024. Job management for insurance builders in Australia and New Zealand: quoting, field work, compliance and margins.
Floki Trading Bot. Product, 2024. Crypto trading inside Telegram. Connect a wallet, then buy, sell and manage tokens across EVM chains.
TactLink. Platform, 2025. Member directory for associations, with digital namecards, member profiles and QR networking at events.
OpenPack. Platform, 2026. Live pack openings for graded Pokémon cards, with a 3D tear, odds published up front, and every pull written to a double-entry ledger.
Lumo Invest. Fintech, 2026. Investing built into a licensed digital bank: portfolios, daily valuations, and the approval and reconciliation steps a regulator expects.
Lumo Trade. Product, 2026. A trading desk you can practise on before real money is at stake, with real market prices, live charts, extended hours and working limit orders.
Blesspoke. Experience, 2026. Commission site for Dennis Lau, with scroll-driven cinema, hand-written shaders and a reel you can play with.

01of 09 · OpenPack

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Work

Nine builds shown

What we make

Products, end to end. Design and engineering in one team, from the first sketch to the version running in production.

Built to be handed over. Written so it can still be changed a year later, by someone who was not there when it was made.

How we work

Method

M/01

Build the hard part first

Whatever is most likely to sink the project gets built in week one, while there is still time to change the plan around the answer.

M/02

Design and build together

The same people do both. Nothing gets designed that cannot be built, and nothing gets built that nobody designed.

M/03

Hand it over cleanly

Readable code, real documentation, and a build your own team can pick up. We would rather you did not need us afterwards.

The studio

Small on purpose

Engineers who art-direct and designers who ship. One team across design, engineering and real-time graphics, so the work never changes hands halfway. The people who pitch it are the people who build it.

2024Founded

09Builds

MultiDisciplines

MYBase

Start something

Say hello

hello@hibiscustheory.com

Tell us the part you are most worried about, whether that is the vision, the latency or the trust. That is usually where we start.